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Wave Alternative for Creating an Invoice Without an Account

From FreeInvoices · Updated

Wave is accounting software with free invoicing attached: a Wave account gives US and Canadian businesses invoicing plus bookkeeping, and Wave earns its money when your clients pay by card or bank transfer. FreeInvoices is the document step only — no account, no bookkeeping, no payments — which is either exactly enough or nowhere near, depending on what you actually need.

Checked against Wave's public pages, November 2026 — plans and fees change; confirm on waveapps.com
FreeInvoicesWave
Price$0 — no paid plansStarter plan free; a paid Pro plan (listed at $19/month) adds automation
SignupNoneWave account required
AvailabilityWorks anywhereBusinesses in the US and Canada
Watermark on PDFNoneNone
Saved recordsNothing stored on the site; your PDF is your copyInvoices and bookkeeping records in your account
Collects paymentsNoYes — cards at 2.9% + $0.60 per transaction, bank payments at 1% (minimum $1)
AccountingNo — your records are your folder and logYes — bookkeeping is the core of the product

We publish FreeInvoices; Wave's figures are from waveapps.com and its published fee schedule. Two fairness notes. First, Wave's free tier is real — unlimited invoicing and bookkeeping at $0 on Starter is not a trial. Second, Wave's availability limit is not fine print to mock: it serves two countries properly rather than everyone thinly, and if you are outside the US and Canada it is simply not an option, which is where a browser maker that works anywhere earns its place in this comparison at all.

The decision, stated plainly

Choose based on the job around the invoice. If invoices are one output of a business whose books you also keep — income, expenses, tax time — an accounting product earns its account, and the invoice comes free inside it. If the books live elsewhere (an accountant, a spreadsheet, another system) and the missing piece is only “produce a clean invoice document”, adopting an accounting platform to get it is buying the orchard for an apple. FreeInvoices also keeps a deliberate boundary: it never touches your money or your ledger, so there is nothing to reconcile between it and whatever system does.

Choose FreeInvoices if…

  • You are outside the US and Canada, or your bookkeeping already lives somewhere else.
  • You need the document without creating another account and password.
  • You invoice occasionally and a PDF archive plus a payment log covers your records.

Choose Wave if…

  • You want invoicing and bookkeeping in one free system and you are in the US or Canada.
  • You want clients to pay by card or bank transfer straight from the invoice.
  • Automatic reminders and recurring invoices (Pro) would save you real time.

The document itself takes a couple of minutes either way — make yours here if the simple version is the right one.

For a seller, the split that matters

Sellers live a double document life: platform receipts for marketplace orders, and their own invoices for everything else — wholesale, custom work, direct sales. Wave's bookkeeping wants to be the home for *all* of it, and for a US or Canadian seller ready to consolidate, that is its strength. The hesitation is sequencing: consolidating your books is a project with a start date you choose, while the wholesale buyer asking for an invoice today is not a project. Produce today's document here, in your own numbering, filed with the rest of this month's paperwork — and let the platform decision happen on a quiet afternoon, not under a buyer's deadline.

Make this invoice now — free

FreeInvoices creates a PDF invoice in your browser: $0, no signup, no watermark on the PDF. Open the maker and fill it in.

Open the free invoice maker